Experienced FHA Home Inspections in Tampa

Prospective buyers in Tampa, Florida, who hope to purchase a new home with the assistance of an FHA loan need to know about FHA home inspections. Any lender will require home inspections before loaning money, but FHA loans require a more detailed inspection. Beryl Engineering & Inspection can provide FHA home inspections on request.


The US Federal Housing Administration (FHA) does not actually issue loans. They provide mortgage insurance on loans made by FHA-approved lenders. FHA has provided insured mortgages for single family homes, multifamily properties, and even hospitals since it was created in 1934 as a measure to combat The Great Depression.


What Do FHA Home Inspections Cover?

FHA home inspections provide detailed information about the overall condition of a home, including, but not limited to, the following elements:


  • Physical structural integrity
  • Quality of construction
  • Condition of all mechanical systems
  • Identify any items needed repair or replacement
  • Evaluate remaining usefulness of major components, like structure, equipment, and finishes


FHA-insured properties must meet minimum property standards for safety, sanitation, and structural viability. Failure to meet these standards forfeits the opportunity for FHA mortgage insurance. That means the lender will not approve the mortgage. Homes not meeting FHA guidelines may be repaired and reinspected in order to gain the necessary FHA approval.


FHA Home Inspections vs. Appraisals

A home inspection is NOT the same as an appraisal. One CANNOT be substituted for the other. An appraisal estimates value for the benefit of lenders that are considering loaning on a property. An appraisal is concerned with determining marketable value, not the condition of the home or its various systems or components. Home inspections evaluate the condition of the home for prospective buyers.


If you want to increase your confidence in the home buying process, contact Beryl Engineering and Inspection for FHA-approved home inspections. Beryl has licensed and certified home inspectors who offer flexible scheduling, easy-to-read reports, and more than 15 years of experience. Contact us today to ask how we can help you.