When do you need an Insurance Appraiser or Umpire?
There are two common instances where an Insurance Appraisal is necessary. The first instance is when purchasing home insurance. An appraisal helps determine the value of your home and its contents so that you can avoid being under-insured or overpaying on your premiums.
The second, is if your home becomes damaged during a covered incident such as flooding or a windstorm and filing a claim is needed. The insurance company will send an adjuster to determine the value of compensation for the property loss. In the event that you do not agree with the claim appraisal you have the right to hire your own Certified Appraiser.
If your Certified Appraiser and the Insurance Adjuster cannot come to an agreement, they will seek out an Umpire. This is an impartial third party that reviews both appraisals and determines the final settlement.
What is a Property Insurance Umpire?
A Beryl Engineering property insurance umpire is a competent, impartial individual who is charged with making decisions regarding the value of property or the amount of a property loss.
To learn more about the strict code of ethics that the Beryl Umpire follows, click here.
What Is a WIND Certified Umpire®
The WIND Umpire Certification Program® was introduced in 2003 and is the first curriculum devoted to training professionals who serve as umpires in property insurance appraisals.
What is a Property Insurance Appraiser?
A Beryl Engineering property insurance appraiser is a competent and impartial professional who evaluates claims and value of the property or amount of a property loss. Each party (insurance company and policyholder) selects their own impartial appraiser when the insurance appraisal clause is invoked. Learn more about the appraiser process.
To learn more about the strict code of ethics that the Beryl Appraiser follows, click here.
What Is a WIND Certified Appraiser®
The WIND Certified Appraiser Program® was introduced in 2012 to enhance the professionalism and ethics of property insurance appraisers. The WIND Appraiser Certification allows our insurance professionals to act as an appraiser in the appraisal process.
Whether you are in need of a Certified Appraiser or Umpire, Beryl Project Engineering can help. If you want to learn more about how Beryl Project Engineering can help you, then call us today! (813) 616-3301