For Condo Associations & Property Managers Preparing for 2025 Compliance
Overview of Florida Level 3 Reserve Study Laws
If you’re on the board of a Florida condominium, you’re likely aware of the evolving requirements surrounding Florida Level 3 Reserve Studies. These requirements are now legally mandated for most multi-story condo buildings, ensuring long-term structural safety and financial preparedness.
Florida condominium associations are under increasing pressure to stay compliant with evolving safety and financial planning legislation. A key component of this responsibility is the Level 3 Structural Integrity Reserve Study (SIRS)—a more detailed and legally mandated form of reserve study that ensures buildings remain structurally sound and properly funded for long-term capital repairs.
Introduced as part of a broader push for transparency and safety following events like the Surfside condominium collapse, the Level 3 Reserve Study focuses specifically on structurally significant elements—not just cosmetic wear-and-tear. It’s more than a budgeting tool; it’s a safeguard for residents, associations, and property values.
As these reserve studies become increasingly critical, especially in compliance with new Florida legislation, it’s vital for condominium associations to align with engineering professionals who understand the full scope of community safety, budgeting, and SIRS compliance.
What Changed with HB 913 and SB 1742?
To help associations transition into compliance, Florida’s 2025 legislative session brought forward two important bills—HB 913 and SB 1742. These bills adjust key deadlines and introduce flexible pathways for financial planning:
- Extended deadline: New compliance date is December 31, 2025
- New funding options: Boards can use loans or lines of credit to fund reserves
- Deferred contributions: Reserve funding may be paused up to two years post-inspection to address urgent structural repairs
View the bill text on flsenate.gov →
What to Do If You Already Completed a SIRS
Here’s a critical clarification: If your association already completed a Structural Integrity Reserve Study (SIRS), you may not need to start over.
Beryl Engineering & Inspection can:
- Review your existing report
- Identify gaps based on the new Level 3 standards
- Update the reserve study accordingly
This saves you time and money while ensuring your documentation meets updated legal requirements.
Key Components of a Compliant Level 3 Reserve Study
A compliant Florida Level 3 Reserve Study should include:
- Full inspection or qualified review of structural elements
- Evaluation of roofing, waterproofing, structure, plumbing, and major systems
- Useful life projections and replacement cost estimates
- Funding schedule aligned with Florida DBPR guidelines
- Documentation suitable for insurance and resale transparency
Even recent studies may require minor updates to match 2025 formatting and reporting requirements.
Steps Your Condo Board Should Take Now
- Schedule a review of your current SIRS
- Don’t wait for the 2025 rush—backlogs are real, and prices increase with demand
- Communicate early with unit owners and property managers
- Explore financing options in line with updated laws
- Include internal and external expert input—like Beryl and your property management team
Why Choose Beryl for Your Florida Level 3 Reserve Study?
Beryl Project Engineering has performed hundreds of reserve studies throughout Florida, especially for condominium communities navigating state mandates. Our team brings a unique blend of financial forecasting, construction knowledge, and structural engineering insight to each report.
- Florida-licensed engineers and SIRS professionals
- Fast report reviews and affordable update packages
- Clear, DBPR-aligned documentation
- On-time delivery—even during peak inspection periods
- Strategic help planning reserve funding and communication
Download our free SIRS EBook
Seamless Integration with Our Full Suite of Services
At Beryl Engineering & Inspection, we go beyond helping condominium associations stay compliant and financially prepared. We’re a multidisciplinary firm offering expert engineering services that support both short- and long-term property planning.
Expert Witness Services
When structural concerns lead to insurance claims, disputes, or the need for professional opinions, Beryl provides expert witness services rooted in licensed engineering expertise. Our team delivers objective assessments, detailed reporting, and professional testimony to support structural claims—whether during mediation, litigation, or pre-claim analysis.
Design Services
If your Reserve Study identifies upcoming capital repairs or infrastructure upgrades, our in-house Design team can quickly step in. We deliver code-compliant, permit-ready structural plans for repairs, restorations, and enhancements tailored to the needs of your community.
Inspection Services
Our licensed inspectors provide essential data that feeds directly into your Reserve Study scope—such as milestone inspections, structural condition assessments, and wind mitigation inspections. These services allow for more accurate planning, budgeting, and prioritization of repairs or improvements.
Why this matters:
By choosing Beryl, you’re working with a team that integrates inspection, design, and expert witness assessments into a cohesive strategy. This maintains consistency, saves time, and helps your association stay ahead of both safety concerns and regulatory requirements—all with one trusted partner.
Schedule Your Reserve Study Review
Ready to check this off your list? Whether you’re updating an older SIRS or starting from scratch, we’ll guide you through it.
Contact Beryl Engineering & Inspection directly at 813-616-3301 or fill out our contact form to schedule your Level 3 Reserve Study review. Let’s get your condo association compliant, confident, and future-ready.
