The Advantages of Working with a FHA Home Inspector
Anyone in need of a home should hire an inspector. This professional draws out a detailed report on the total condition of a house. A typical real estate agent is not able to know all of these details. A FHA home inspector uses industry standards to make sure that your house is suitable for living. Find out how you can benefit from working with this professional.
Background of the FHA Loan
The Federal Housing Administration was created by the U.S. government to make sure that all citizens have secure housing. Qualified Americans are allowed to buy homes using FHA loans. Appraisers and inspectors are needed to ensure that homes meet basic levels of quality. Inspectors evaluate the existing conditions of the homes from top to bottom and provide detailed reports.
Find the Right Inspector
There are average inspectors and then there are industry standard professionals. You need inspectors who understand FHA standards and guidelines. All FHA houses are checked to meet high levels of safety and sanitation. You cannot get approved for a loan on a house that has not met these standards. An FHA inspector may have to visit and revisit the house many times until it has been brought up to standard.
Keep the Inspection New
You cannot use an old inspection report on a home. The details must be accurate and kept up to date. Without an updated report, you could find problems that are hard to fix after you make the closing deal. The FHA has no guarantee of giving you repair money. Before you sign, make sure you are making the right choice.
The housing industry has home inspectors with varying levels of expertise. The best way to know if your inspector is qualified is to look for the FHA label. A FHA home inspector has already met the standard levels of quality in the profession. The success of your home buying plan depends on the help of this qualified inspector.